Dividend Calculator

How would Common Dividend affect your household? This tool models your estimated annual dividend income, income tax relief, VAT savings, and Land Value Tax cost under our proposed system.

Model Assumptions

Your Household

40,000/month
4 people
No land held
Estimated site value: ₱15,000/sqm

Your Net Benefit Under Common Dividend

Common Dividend income (4 × ₱27,272/yr)₱109,091
Income tax relief (eliminated on labor)₱38,500
VAT relief (75% reduction in consumption tax)₱25,920
Annual Net Benefit+₱173,511
₱14,459 / month

Your Current Tax Burden

Income tax (current TRAIN Law rates)₱38,500
Estimated VAT burden (4 persons)₱34,560
Total current tax burden₱73,060

* This is a simplified model for illustrative purposes. Actual amounts would depend on implementation details, assessed land values, and household expenditure patterns. The ₱27,272/person/year baseline assumes full 10% GDP fund (₱3T ÷ 110M Filipinos).

How to Read These Results

The calculator shows your household's position under Common Dividend in three parts:

  1. Dividend income — the unconditional payment every Filipino receives, regardless of employment status or income level. A household of 4 receives ~₱109,000/year.
  2. Tax relief — income tax on your labor is eliminated. VAT burden is substantially reduced. For middle-income households, this can exceed ₱80,000/year.
  3. Land Value Tax cost — if you hold land, you pay 3% of its site value (not the building, just the location premium). Urban landholders with large parcels may pay more than they receive; this is by design — those extracting more value from the commons contribute more.

The system is progressive by design: landless families and small landholders are clear net beneficiaries, while large urban landholders contribute proportionally to their extraction of the commons.